.Union Money Official Nirmala Sitharaman3 min read Last Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Minister Nirmala Sitharaman introduced that the authorities intends to open up over 30 thousand brand-new PMJDY accounts throughout 2024-25.Rundown media reporters, Sitharaman revealed that since August 14, 2024, a total amount of 531.3 thousand Jan-Dhan profiles have actually levelled because the scheme's launch a years ago, with a collective deposit difference of Rs 2.3 trillion.The typical remainder per account has actually enhanced from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Roughly 80 per-cent of these profiles are actually currently active." PMJDY has participated in an important role during the course of the astronomical, especially for females," stated Sitharaman.In spite of the allowance for no balance and the lack of a minimum harmony need, simply 8.4 per cent of the profiles keep a zero balance. The program has been specifically reliable in country and also semi-urban regions, where 66.6 per-cent of the accounts lie.As of August 14, 2024, females account holders stand for 55.6 per-cent of the overall accounts, amounting to 295.6 thousand profiles, depending on to the Department of Money.
Currently, 99.95 per-cent of all resided towns possess financial centers readily available within a 5-kilometre radius by means of various touchpoints, including bank branches, automated bank clerk makers, banking contributors, as well as India Blog Post Payments Financial Institution.As of August 14, 2024, there end 1.73 billion operative CASA (bank account interest-bearing account) accounts in the country, including more than 530 thousand personnel PMJDY profiles.Concerning social safety plans, Sitharaman highlighted that over 200 thousand increasing enrolments have actually given life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual fee of Rs 436.Additionally, over 450 million cumulative enrolments have delivered 1 year accidental cover of Rs 2 lakh (for fatality or irreversible total special needs) and Rs 1 lakh (for long-lasting limited handicap) under the Pradhan Mantri Suraksha Bima Yojana, along with a fee of Rs 20 per year.The Atal Pension account Yojana has signed up over 68 million users.In terms of credit-linked programs, Sitharaman stated that under the Pradhan Mantri Mudra Yojana, 489.2 thousand increasing fundings totaling up to Rs 29.93 mountain (as of July 12, 2024) have been allowed to deliver collateral-free institutional finance to mini and small company units as much as Rs 10 lakh for income-generating tasks.Under the Stand India Scheme, 236,000 increasing finances completing Rs 53,609 crore (since July 15, 2024) have actually been actually accredited to Booked Caste, Scheduled People, and girls business people for establishing greenfield jobs.Furthermore, the Pradhan Mantri SVANidhi system has actually allowed car loans worth Rs 12,630 crore to 6.52 thousand street suppliers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY increasing deposit difference of Rs 2.3 mountain.u00b7 There are over 1.73 billion important CASA accounts.u00b7 Girls account holders consist of 55.6% of complete accounts.1st Posted: Aug 27 2024|9:37 PM IST.